When you click the "Click to Call" button, you are initiating a telephone call to discuss your qualifications for healthcare tax credit or other benefits, and your phone number will be collected in the process. We, Lower Bills USA, eQuoto, or their partners may use your phone number to call or text you back, such as if the call is disconnected. Accordingly, by clicking the "Click to Call" button, you consent to receive communications from us, including but not limited to calls, text/SMS messages, artificial voice and prerecorded voice messages at the number(s) you provided regarding health insurance and financial related services. These communications may involve the use of automated dialing technology or systems. You consent to be contacted even if your contact information appears on any state or national Do Not Call registry. To stop receiving text/SMS messages, reply with STOP. Your consent to these terms is not a condition of any sale or purchase. Message and data rates may apply, and calls may be monitored or recorded for quality assurance purposes.